$1,000/$3,000
Annual Deductible
$4,000/$8,000
Out-of-Pocket Maximum
Val. Choice: $0 Copay / $25 Copay / Virtual: $0 Copay
Primary Care/Office Visit
Val. Choice: $20 Copay / $45 Copay / Virtual: $45 Copay
Specialist Visit
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$1,000/$3,000
Annual Deductible
$4,000/$8,000
Out-of-Pocket Maximum
Val. Choice: $0 Copay / $25 Copay / Virtual: $0 Copay
Primary Care/Office Visit
Val. Choice: $20 Copay / $45 Copay / Virtual: $45 Copay
Specialist Visit
Traditional plan with predictable copays.
The $1,000 Plan is a traditional PPO-style plan offering predictable costs and low copays. It’s ideal for those who want structured coverage and frequent access to care.
Preventive care is fully covered, and copays are fixed for most services. Prescription drugs are also covered with tiered copays at both retail and mail order pharmacies.
Preventive: Covered at 100%
Tier 1 (Retail/Mail Order): $10/$25
Tier 2 (Retail/Mail Order): $50/$125
Tier 3 (Retail/Mail Order): $80/$200
Tier 4: You pay 20%
$2,000/$4,000
Annual Deductible
$5,000/$8,050 for an individual in a family or $10,000 for family
Out-of-Pocket Maximum
You pay 20% after deductible
Primary Care/Office Visit
You pay 20% after deductible
Specialist Visit
HSA-compatible high-deductible health plan.
The $2,000 Plan is a high-deductible health plan (HDHP) that pairs well with a Health Savings Account (HSA). It offers more control over how you spend your healthcare dollars
You’ll pay out-of-pocket until you meet your deductible, after which the plan covers most services. Preventive care is free, and prescription drug copays apply after the deductible is met.
Preventive: Covered at 100%
Tier 1 (Retail/Mail Order): $10/$25 after deductible
Tier 2 (Retail/Mail Order): $35/$88 after deductible
Tier 3 (Retail/Mail Order): $70/$175 after deductible
Tier 4: Based on tiers
$3,200 or $3,300/$6,400
Annual Deductible
$6,500/$13,000
Out-of-Pocket Maximum
You pay 20% after deductible
Primary Care/Office Visit
You pay 20% after deductible
Specialist Visit
Highest deductible plan with lowest premiums.
The $3,200 Plan is a high-deductible option with the lowest premiums. It's designed for individuals or families who want to pay less per paycheck and are comfortable covering upfront costs.
Preventive care is fully covered. All other services and prescriptions are subject to the deductible, after which you pay coinsurance or copays based on the service.
Preventive: Covered at 100%
Tier 1 (Retail/Mail Order): $10/$25 after deductible
Tier 2 (Retail/Mail Order): $35/$88 after deductible
Tier 3 (Retail/Mail Order): $70/$175 after deductible
Tier 4: Based on tiers
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A Piper Jordan Advocate is ready to help you with your benefits.
The Standard DPPO plan includes both in- and out-of-network coverage with a modest deductible and annual benefit cap. It balances cost and flexibility.
Preventive care is free, while basic services require 10% coinsurance and major services require 40% after your deductible. Orthodontics are not covered.
$25/$75
Annual Deductible
$1,000/person
Calendar Year Maximum
You pay 10% after deductible
Basic Services
Not covered
Orthodontic Services
The Basic DHMO plan offers affordable dental care with no deductible and no annual maximum. You must use in-network providers for coverage.
Preventive and basic services are covered at no charge. You’ll pay 50% for major or orthodontic services, with a 24-month treatment fee for orthodontics.
None
Annual Deductible
$0 per person
Calendar Year Maximum
No charge
Basic Services
You pay 50%
Orthodontic Services
The Enhanced DPPO plan gives you broader coverage and a higher annual maximum than the Standard plan. Ideal for families needing more dental services.
Preventive care is free, and you’ll pay 10% for basic and 40% for major services. Orthodontics are covered at 50%, with a $1,500 lifetime max per person.
$50/$150
Annual Deductible
$2,000/person
Calendar Year Maximum
You pay 10% after deductible
Basic Services
You pay 50%
Orthodontic Services
1 free per year
Eye Exam Copay
Lenses
Included in 2 free pairs
Frames
Covered with allowance
Contacts
You’ll enjoy a free eye exam and receive two pairs of glasses at no cost, helping you stay on top of your vision health. Plus, share the savings with up to five friends or family members through an exclusive discount!
Triple tax savings for health expenses now and later.
Stretch your dollars on everyday medical expenses.
Pre-tax savings for daycare, after-school care & more.
Extra savings for dental and vision care.
Core coverage your family can count on.
Income protection for temporary disabilities or medical leave.
Income replacement if you're unable to work for an extended period.
Simple life insurance coverage for a set time period.
Lifelong life insurance coverage with built-in cash value.
Get cash support when the unexpected hits.
A financial cushion during life’s biggest curveballs.
Cash benefits for hospital stays and recovery.
Peace of mind for your furry (or feathery) family.
Affordable help with life’s legal moments.
Shield your identity. Stay secure.
Perks and savings on brands you love.
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Free, confidential support for mental health, legal, and financial guidance.
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Dependent Care FSA
Dependent Care FSA Limits and RegulationsDependent Care FSA Limits and RegulationsSummary of Benefits and Coverage (SBC)
$3,200 Deductible Plan (Family)$3,200 Deductible Plan (Family)Summary of Benefits and Coverage (SBC)
$3,200 Deductible Plan (Individual)$3,200 Deductible Plan (Individual)Summary of Benefits and Coverage (SBC)
$2,000 Deductible Plan (Individual)$2,000 Deductible Plan (Individual)Summary of Benefits and Coverage (SBC)
$2,000 Deductible Plan (Family)$2,000 Deductible Plan (Family)Summary of Benefits and Coverage (SBC)
$1,000 Deductible Plan (Individual or Family)$1,000 Deductible Plan (Individual or Family)Long-term Disability
Benefits Summary (Full-Time Employees)Benefits Summary (Full-Time Employees)Long-term Disability
Certificate (Full-Time Employees)Certificate (Full-Time Employees)Long-term Disability
Benefits Summary (Full Time Managers, Directors and Above, Corporate Employees)Benefits Summary (Full Time Managers, Directors and Above, Corporate Employees)Long-term Disability
Certificate (Full Time Managers, Directors and Above, Corporate Employees)Certificate (Full Time Managers, Directors and Above, Corporate Employees)Short-term Disability
Certificate (Full-Time Employees)Certificate (Full-Time Employees)Short-term Disability
Benefits Summary (Full-Time Employees)Benefits Summary (Full-Time Employees)Short-term Disability
Certificate (Corporate & Regional Managers, Directors and above)Certificate (Corporate & Regional Managers, Directors and above)Short-term Disability
Benefits Summary (Full Time Managers, Directors and Above, Corporate Employees)Benefits Summary (Full Time Managers, Directors and Above, Corporate Employees)Basic Life and AD&D
Benefits Summary (Part Time EEs)Benefits Summary (Part Time EEs)Basic Life and AD&D
Benefits Summary (All Other FT EEs)Benefits Summary (All Other FT EEs)Basic Life and AD&D
Benefits Summary (Directors and Above)Benefits Summary (Directors and Above)Basic Life and AD&D
Certificate (Directors and Above)Certificate (Directors and Above)
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